USES - MUTUAL INSURANCE

Mutual insurances need to steer their activities more and more finely in an increasingly competitive and regulatory environment. For this, they must be able to rapidly evolve their decision-making information systems by putting a special effort on the reliability and consolidation of their data.

If you face the following questions because each service has needs for reliable and consolidated data:

 

Subscription: to better know your portfolio, improve its pricing, target your marketing actions, analyze the results of a product,
Dues: to calculate commissions, proceed to recovery,
Benefit: to calculate the claims ratio, detect fraud, calculate reserves, calculate the S / P ratio,

Actuarial: to develop the experience tables, meet the legal requirements,
Commerce / Marketing: to retain customers, target new ones, offer a service offer, calculate partner commissions ...

 

And regulatory changes require:

Data Governance
A historization of calculation rules
Data Reliability
Une transparence dans les calculs (Data Lineage)
Data Quality

o, you need mutual guidance around the following topics:

INSURED PEOPLE, FEES, PRICES, CONTRACT, CONTRIBUTION, BENEFIT ...